The amount of mortgage you can get will depend on several factors, including your income, credit score, debt-to-income ratio, employment status, down payment, and the current interest rates.

Lenders typically use a formula called the debt-to-income ratio (DTI) to determine how much mortgage you can afford. This ratio is the percentage of your monthly income that goes toward paying your debts, including your mortgage payment. Generally, lenders prefer that your DTI ratio be 43% or lower, although some may allow up to 50%.

To get a more accurate idea of how much mortgage you can get, you can use an online mortgage calculator, which will take into account your income, expenses, and down payment. You can also speak with a mortgage lender to get pre-approved for a mortgage, which will give you a better idea of how much you can afford to borrow.